Factual, Metro 2, or Contextual?

Almost every credit repair business is taught one of two methods: factual disputing or Metro 2 disputing. Both stop at the credit report. This free guide shows you where each one breaks down, what the law actually says, and the third method that reads the whole story behind an account.

Get Both Free Guides

01Why factual disputing gets you corrections instead of deletions, and why it goes silent when the report looks accurate

02What Metro 2 really is, what it gets right, and why a coding error alone is not a legal argument

03What federal courts have said about information that is technically accurate but still misleading

04How contextual disputing uses the entire Consumer Credit Protection Act to keep working when the report looks clean

05A side-by-side comparison of all three methods

+Bonus: 7 Dispute Mistakes That Keep Credit Repair Businesses Broke, sent with your guide

"I have finally found the integrity I've been searching for in the credit repair space."

Alisa, Kaironeek University Mentee

Cover of the free guide Factual, Metro 2, or Contextual?

Cover of the bonus guide 7 Dispute Mistakes

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From Richard A. Barrett

Founder of Kaironeek University and author of the Consumer Law Credit Repair Series. Richard teaches credit repair business owners and consumers to work from the actual statutes and case law, not templates, in plain language and without the jargon.